Guaranteed life insurance is a type of life insurance plan that makes it easier for people to qualify for coverage.

It means you are guaranteed to get insured if you meet the requirements, usually you have to be of a certain age to qualify for guaranteed life insurance.

In addition, the amount of life insurance provided may be limited to up to $30,000 of life insurance, and the rate you pay will be higher because people may qualify for are unable to get insurance elsewhere, so there is a higher...
Continue reading ...

There are many different types of life insurance and applicants applying for life insurance coverage.

But whether or not you are insurable, or considered uninsurable, is determined by the insurance company you apply to for coverage.

Your insurability will depend on your risk factors, such as, your health, age, gender, family health history, occupation, hobbies, if you smoke or not, height-to-weight ratio, driving record, lifestyle, use of legal or illegal drugs, your credit history, etc.

All of ...
Continue reading ...